Being involved in a car accident can cause a lot of stress. Even if you aren’t at fault, saying the wrong thing (which is more likely in high-stress situations) may cause you problems down the road.
If you haven’t ever been in a car accident, consider yourself lucky. However, if you have, there’s always the feeling that maybe you should apologize. Unfortunately, this is one of the worst things you can do. Find out what else you should avoid saying to protect your rights.
Don’t apologize in any way
Statements like “I’m sorry,” “my bad,” or anything similar can be used as an admission of guilt for the accident. If you say this and then file a lawsuit to recover compensation, you may be denied because you admitted fault by apologizing.
Don’t say you don’t require medical assistance
If you’re in a minor accident, you may want to turn down medical care. However, if it’s offered or available, don’t. Later on, the insurance company may state that you were uninjured or that your injuries were not severe because you turned down a medical evaluation.
Don’t let the insurer record you
The insurance company wants you to make a mistake and say something that could help get them off the hook. Because of this, it’s best to refuse a request type of written or recorded statement. Better still, tell them to deal with your legal representative.
Protecting your rights after a car accident
You may be tempted to be polite and speak with the other driver in the accident. Even if you are a chatty person, you should try to keep things all business. Doing so will reduce the likelihood that you say something that may be used against you later on.
